EPS is an online payment method that is available for Austrian users to make secure online transfers in order to purchase goods and services on the Internet or fund accounts like online gambling and movie download accounts.
EPS was established by Erste banking group. It differs from many of the other online payment methods in that you don’t have to open an account and transfer funds into that account before making a purchase online. Instead the process is as follows.
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First you register an account and get your login details. Then you register your bank account with EPS in order to have it verified. Once this is all set up (and it doesn’t take long at all, happening virtually in real time), you go to the online merchant from which you want to purchase, select your items or open your casino account, and choose EPS as your payment or deposit method. All you then do is give your EPS identifying details and you are securely transferred to your own bank account, from where you authorise the funds transfer via EPS. At no stage do you have to give out your banking details to the online merchant or casino. This ensures that there can be no fraudulent activity in that particular way. Of course when you are transferred to your own banking account you have to provide your secure login details there, adding a further layer of protection against unauthorised access via your EPS account.
Austrian web users can use EPS at a growing number of online stores and casinos. You can also use EPS to withdraw winnings, with both withdrawals and deposits handled in real time – the former subject to the online casino’s terms and conditions of course.
This quick, easy and safe method of making online payments and transfers has become the method of choice for many Austrian web users. It has shown itself to be reliable and user-friendly, while satisfying the need for ultra-safe processing and transfer encryption.