ClickandBuy allows you to fund a web wallet by transferring funds from a credit card, debit card, another online payment facility or using a direct transfer, and then use those funds to pay for transactions online. The central benefit is that you have a single payment method that you can use across a wide range of online outlets. Once you have registered for free with ClickandBuy, you set up the connection with your banking mechanism and everything is automated from there. It’s completely secure and very efficient. There are over 16 000 online outlets that accept ClickandBuy.
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One of the really nice things about ClickandBuy is that you don’t have to preload it from your banking method if you don’t want to. It can be set up so that whenever you make a purchase online using ClickandBuy, the amount is simply requested from your banking method in real time and channelled via ClickandBuy to the website you are purchasing from. This means that you also don’t have to worry about whether you have made sure to have enough funds in your ClickandBuy account to cover your purchases, making the administration of your payments a little more hassle-free.
A highlight of the security features of ClickandBuy is that you only ever have to transfer your banking details once. As soon as you’ve created the connection between ClickandBuy and your credit card, for example, your details are securely stored and are not passed on to the website that you are purchasing from – only your ClickandBuy details are used for when you make a purchase.
Once you have a ClickandBuy account you can set it up in a number of ways in order to view a transparent history of all your interactions with ClickandBuy and all the purchases you make. You are able to set spending limits, as well as share your ClickandBuy account with members of your family, while retaining control over their spending limits as well. It’s perfect if you have teenage offspring who will use your ClickandBuy account.
Above all, ClickandBuy is simple to use, while being sophisticated and secure. You don’t need to convert currencies, as you can use your own home currency at all times. Prices at the different online outlets that you purchase from are displayed in this currency for your convenience, while the website you purchase from receives payment in its preferred currency – without you having to pay additional exchange charges.