Ideal

Ideal is a Dutch online payment solution that allows users to transfer funds directly from their own bank account, Moneybooker account or PayPal account.

This transactional method provides everything an online gambler needs to make fast, convenient and secure deposits using their own existing accounts. Unlike e-wallet solutions, gamblers no longer have to register or fund new e-money accounts. That is because Ideal is not a third party payment provider. Ideal is merely a platform that directs users from online vendors or casinos directly to their existing internet banking, Moneybookers or PayPal sites.

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To use this mechanism, users simply need to visit the casino's cashier and select Ideal from the payment solution menu. They then type in the amount they wish to deposit and choose which bank or e-wallet account they would like to deduct from. Ideal, using a URL, directs the user from the cashier to the relevant internet banking site or e-wallet account domain for the authorizat5ion of the transaction. Here, users are required to enter their user name and PIN number as they normally would to access their accounts. Ideal automatically sets up the casino vendor as a beneficiary and launches a payment instruction. The user enters their TAN number to conclude the deposit payment and is then redirected to the casino cashier where their gaming credits are updated.

I rather like this transactional tool. Not only does it combat the security issues prevalent with many other payment methods, particularly credit card transactions, but it affords users the opportunity to utilize their own accounts without the associated risks. There is no longer the need to provide online vendors with personal and financial information in order to participate at their sites. Also, using Ideal is completely free. Credit card, debit card, e-wallet and money transfer deposits all incur fees that in some cases, can be quite substantial, and I certainly don't want to be charged every time I enjoy a little online gambling.

Ideal users can make deposits in Dollars, Pounds and Euros, and currently, this solution is only available to users banking with Dutch affiliated banks. To enjoy this transactional tool without a Dutch bank account, you will be required to register a Moneybookers or PayPal account. This might make the start-up process a bit more tedious, but once up and running, online deposits are a breeze.

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